Waylaying near ATMs

July 7, 2006

Offlate, waylaying and thefts near ATMs has become very common. Most incidents of waylaying and robbing near ATMs happen in relatively isolated spots. Many such ATMs lack security guards, especially during the day. Ironically, in the city, more than one ATM is located on the same road. And all of them invariably have a security guard. But, the guards are seldom armed and armed security personnel are deployed only when cash is loaded into the machines from armoured vehicles. The customers enjoy no such security.

Unless there is an emergency never withdraw cash from an ATM late at night. Even if you do, especially in comparatively remote locations, do not go alone. While inside the ATM, face the Machine in such a way that people outside cannot see how much money you are withdrawing. Since it is your money, you ought to be careful and extra cautious. There are just too many ATMs in the city and suburbs for the police to maintain a regular vigil. Never let any strangers distract your attention — an old trick employed even in regular bank branches — and in the process snatch your bags with money and disappear.

All said and done, it’s hard to discourage a determined criminal, especially if they know a large amount of money is at stake – as in many ATMs.

6 Responses to “Waylaying near ATMs”

  1. Shruthi Says:

    Yes that’s true. One more thing you should be wary about is not to stop an auto, go to the atm and come back to the auto. There are lots of incidents of the auto guy taking advantage of this situation. Of course, sometimes it’s inevitable!

  2. Vijay Says:

    RK, this happens everywhere.. your instructions are excellent.

    I remember in the mid/late eighties in the US(beleive it or not ATM’s were in their infancy), a couple of guys actually tied a chain to an ATM and used a truck to rip it out of its bearings.. they succeeded… muggings are common in NY ATM’s..

    Another piece of advise.. dont count your money after you recive it from the ATM.. its always going to be accurate (unless you are using a Citibank ATM).. if you have to count, do it in private.

  3. RK Says:

    Shruthi: Good tip. But it may be difficult to get another Auto. And what can be done if some miscreants come that very moment?! Tricky situation to be in.

    Vijay: Thanks. After reading your comment, can ‘ATM’ be rechristened as ANY TIME MUGGING?!

  4. Vidya Says:

    Very true.

    In US, criminals install an equipment on legitimate bank ATMs in at least two regions to steal both the ATM card number and the PIN. The equipment used to capture your ATM card number and PIN is cleverly disguised to look like normal ATM equipment. A “skimmer” is mounted to the front of the normal ATM card slot that reads the ATM card number and transmits it to the criminals sitting in a nearby car.The team sits nearby in a car receiving the information transmitted wirelessly over weekends and evenings from equipment they install on the front of the ATM . If you see an attachment like this, do not use the ATM and report it immediately to the bank.

    At the same time, a wireless camera is disguised to look like a leaflet holder and is mounted in a position to view ATM PIN entries.

    The thieves copy the cards and use the PIN numbers to withdraw thousands from many accounts in a very short time directly from the bank ATM.

  5. Gangadhar Says:

    yeah RK..what you said was absolutely right..
    nice piece of suggestions..

  6. RK Says:

    Vidya: Feeling scared to go into any of those ATMs now.😮

    Gangadhar: Thank you pal.


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